:root {
  --navy: #1a2e4a;
  --navy-dk: #0f1e32;
  --orange: #e87722;
  --light: #f7f9fc;
  --border: #e2e8f0;
  --text: #2d3748;
  --muted: #718096;
  --white: #fff;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0
}

body {
  font-family: -apple-system, 'Segoe UI', sans-serif;
  color: var(--text);
  background: var(--white);
  font-size: 16px;
  line-height: 1.65
}

/* ── TOPBAR ── */
.topbar {
  background: var(--navy-dk);
  color: #6b8aab;
  font-size: 12px;
  padding: 6px 48px;
  display: flex;
  justify-content: flex-end;
  gap: 20px
}

.topbar a {
  color: #6b8aab;
  text-decoration: none
}

/* ── HEADER ── */
.hdr {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 14px 48px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 1px 6px rgba(0, 0, 0, .06)
}

.logo {
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -.5px
}

.logo em {
  color: var(--orange);
  font-style: normal
}

.nav {
  display: flex;
  gap: 24px;
  font-size: 14px
}

.nav a {
  color: var(--text);
  text-decoration: none;
  font-weight: 500
}

.nav a.hi {
  color: var(--orange)
}

.cta-hdr {
  background: var(--orange);
  color: #fff;
  padding: 9px 22px;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none
}

.bc {
  padding: 10px 48px;
  font-size: 12px;
  color: var(--muted);
  background: var(--light);
  border-bottom: 1px solid var(--border)
}

.bc a {
  color: var(--muted);
  text-decoration: none
}

/* ── HERO ── */
.hero {
  background: var(--navy);
  padding: 36px 48px 40px;
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 48px;
  align-items: start
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(232, 119, 34, .2);
  border: 1px solid rgba(232, 119, 34, .4);
  color: #ffa94d;
  font-size: 12px;
  font-weight: 600;
  padding: 5px 13px;
  border-radius: 20px;
  margin-bottom: 16px
}

.hero h1 {
  font-size: 32px;
  font-weight: 700;
  color: #fff;
  line-height: 1.22;
  margin-bottom: 12px
}

.hero h1 em {
  color: #ffa94d;
  font-style: normal;
  display: block;
  font-size: 26px;
  font-weight: 400;
  margin-top: 4px
}

.hero-intro {
  font-size: 17px;
  color: rgba(255, 255, 255, .82);
  line-height: 1.65;
  margin-bottom: 24px;
  max-width: 540px
}

.checks {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 26px
}

.chk {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 15px;
  color: rgba(255, 255, 255, .85);
  padding-left: 2px
}

.chk::before {
  content: "—";
  color: #e87722;
  flex-shrink: 0;
  font-weight: 700
}

.hero-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 28px
}

.btn-p {
  background: var(--orange);
  color: #fff;
  padding: 14px 28px;
  border-radius: 7px;
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  display: inline-block
}

.btn-s {
  background: transparent;
  color: #fff;
  padding: 14px 22px;
  border-radius: 7px;
  font-size: 15px;
  text-decoration: none;
  border: 1.5px solid rgba(255, 255, 255, .35)
}

.hero-orias {
  font-size: 12px;
  color: rgba(255, 255, 255, .45)
}

/* ── DEVIS CARD ── */
.dcard {
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .15);
  border-radius: 12px;
  padding: 28px
}

.dcard-title {
  font-size: 17px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 4px
}

.dcard-sub {
  font-size: 13px;
  color: rgba(255, 255, 255, .5);
  margin-bottom: 20px
}

.frow {
  display: flex;
  flex-direction: column;
  gap: 10px
}

.fsel,
.finp {
  width: 100%;
  padding: 11px 13px;
  border: 1px solid rgba(255, 255, 255, .2);
  border-radius: 6px;
  background: rgba(255, 255, 255, .1);
  color: #fff;
  font-size: 14px
}

.fsel option {
  background: var(--navy)
}

.finp::placeholder {
  color: rgba(255, 255, 255, .4)
}

.fbtn {
  width: 100%;
  background: var(--orange);
  color: #fff;
  border: none;
  padding: 13px;
  border-radius: 6px;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  margin-top: 2px
}

.dcard-note {
  font-size: 11px;
  color: rgba(255, 255, 255, .35);
  text-align: center;
  margin-top: 10px
}

/* ── TRUST BAR ── */
.tbar {
  background: var(--navy-dk);
  padding: 15px 48px;
  display: flex;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap
}

.titem {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: #6b8aab
}

.titem strong {
  color: #fff
}

/* ── STATS ── */
.stats {
  background: var(--orange);
  padding: 28px 48px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0
}

.stat {
  text-align: center;
  padding: 0 20px;
  border-right: 1px solid rgba(255, 255, 255, .25)
}

.stat:last-child {
  border-right: none
}

.stat-n {
  font-size: 34px;
  font-weight: 700;
  color: #fff;
  line-height: 1
}

.stat-l {
  font-size: 13px;
  color: rgba(255, 255, 255, .8);
  margin-top: 6px
}

/* ── SECTIONS ── */
.sec {
  padding: 56px 48px
}

.sec.gray {
  background: var(--light)
}

.sh {
  font-size: 26px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px
}

.sh-line {
  width: 40px;
  height: 3px;
  background: var(--orange);
  border-radius: 2px;
  margin-bottom: 22px
}

.sp {
  font-size: 16px;
  color: var(--text);
  line-height: 1.7;
  margin-bottom: 16px
}

.sec-max {
  max-width: 860px;
  margin: 0 auto
}

.sc {
  font-size: 26px;
  font-weight: 700;
  color: var(--navy);
  text-align: center;
  margin-bottom: 6px
}

.ss {
  font-size: 16px;
  color: var(--muted);
  text-align: center;
  margin-bottom: 36px
}

/* ── COUVERTURE ── */
.cov-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px
}

.cov {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 24px 20px
}

.cov-n {
  font-size: 32px;
  font-weight: 700;
  color: var(--orange);
  margin-bottom: 10px
}

.cov h3 {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px
}

.cov p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6
}

.cov-ex {
  margin-top: 12px;
  background: #fff8f0;
  border-left: 3px solid var(--orange);
  padding: 10px 12px;
  font-size: 13px;
  color: #92400e;
  font-style: italic;
  border-radius: 0 6px 6px 0
}

/* ── OBLIGATION ── */
.obli-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  max-width: 860px;
  margin: 0 auto
}

.obli {
  border-radius: 10px;
  padding: 26px
}

.obli.req {
  background: #fff8f0;
  border: 1.5px solid #fecda0
}

.obli.rec {
  background: #f0f7ff;
  border: 1.5px solid #b0cfed
}

.obli-lbl {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  margin-bottom: 8px
}

.obli.req .obli-lbl {
  color: var(--orange)
}

.obli.rec .obli-lbl {
  color: var(--navy)
}

.obli h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 14px
}

.obli ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 9px
}

.obli ul li {
  font-size: 14px;
  color: var(--text);
  display: flex;
  align-items: flex-start;
  gap: 8px
}

.obli ul li i {
  color: var(--orange);
  font-size: 16px;
  flex-shrink: 0;
  margin-top: 2px
}

.obli-note {
  margin-top: 14px;
  font-size: 13px;
  color: var(--muted);
  padding-top: 14px;
  border-top: 1px solid rgba(0, 0, 0, .08);
  line-height: 1.55
}

/* ── SINISTRES ── */
.sini-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px
}

.sini {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 24px;
  position: relative;
  overflow: hidden
}

.sini::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: var(--orange)
}

.sini-head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px
}

.sini-ico {
  width: 44px;
  height: 44px;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0
}

.sini-ico i {
  font-size: 22px
}

.sini-meta {
  flex: 1
}

.sini-metier {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--orange);
  margin-bottom: 2px
}

.sini h3 {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy)
}

.sini-montant {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #fff8f0;
  border: 1px solid #fecda0;
  color: #92400e;
  font-size: 14px;
  font-weight: 700;
  padding: 6px 12px;
  border-radius: 6px;
  margin-bottom: 12px
}

.sini p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6;
  margin-bottom: 12px
}

.sini-result {
  background: var(--light);
  border-radius: 6px;
  padding: 10px 12px;
  font-size: 13px;
  color: var(--navy);
  display: flex;
  align-items: flex-start;
  gap: 8px
}

.sini-result i {
  color: #4ade80;
  font-size: 16px;
  flex-shrink: 0;
  margin-top: 1px
}

/* ── MEILLEURE RC PRO ── */
.best-intro {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 22px 24px;
  margin-bottom: 24px;
  border-left: 4px solid var(--orange)
}

.best-intro p {
  font-size: 15px;
  color: var(--text);
  line-height: 1.65
}

.best-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 14px;
  margin-bottom: 24px
}

.best-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 20px
}

.best-card-tag {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .05em;
  color: var(--orange);
  margin-bottom: 6px
}

.best-card h3 {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px
}

.best-card p {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.55
}

.best-courtier {
  background: #f0f7ff;
  border: 1.5px solid #b0cfed;
  border-radius: 10px;
  padding: 22px 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px
}

.best-courtier i {
  font-size: 28px;
  color: var(--navy);
  flex-shrink: 0;
  margin-top: 2px
}

.best-courtier h3 {
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px
}

.best-courtier p {
  font-size: 14px;
  color: var(--text);
  line-height: 1.65
}

/* ── COMPARATIF ── */
.comp-wrap {
  overflow: hidden;
  border-radius: 10px;
  border: 1px solid var(--border);
  margin-bottom: 16px
}

.ct {
  width: 100%;
  border-collapse: collapse
}

.ct th {
  background: var(--navy);
  color: #fff;
  padding: 14px 16px;
  font-size: 13px;
  font-weight: 600;
  text-align: left
}

.ct td {
  padding: 14px 16px;
  font-size: 14px;
  border-bottom: 1px solid var(--border);
  vertical-align: top
}

.ct tr:last-child td {
  border-bottom: none
}

.ct tr:nth-child(even) td {
  background: var(--light)
}

.assureur-name {
  font-weight: 700;
  color: var(--navy);
  display: block;
  margin-bottom: 3px
}

.force-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
  margin-top: 6px
}

.ftag {
  font-size: 11px;
  background: #e8f0fa;
  color: var(--navy);
  padding: 3px 8px;
  border-radius: 4px;
  font-weight: 500
}

.profil-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 13px;
  background: var(--light);
  padding: 5px 10px;
  border-radius: 20px;
  font-weight: 500;
  color: var(--navy)
}

.comp-note {
  background: #fff8f0;
  border: 1px solid #fecda0;
  border-radius: 8px;
  padding: 14px 18px;
  font-size: 14px;
  color: #92400e;
  line-height: 1.6
}

.comp-note strong {
  display: block;
  margin-bottom: 4px
}

/* ── SIMULATEUR ── */
.sim-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 32px;
  max-width: 680px;
  margin: 0 auto
}

.sim-title {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px
}

.sim-sub {
  font-size: 14px;
  color: var(--muted);
  margin-bottom: 28px
}

.sim-step {
  margin-bottom: 22px
}

.sim-label {
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 8px
}

.sim-num {
  width: 24px;
  height: 24px;
  background: var(--orange);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  flex-shrink: 0
}

.sim-opts {
  display: flex;
  flex-wrap: wrap;
  gap: 8px
}

.sim-opt {
  padding: 8px 16px;
  border: 1.5px solid var(--border);
  border-radius: 20px;
  font-size: 14px;
  color: var(--text);
  cursor: pointer;
  transition: all .15s;
  background: var(--white);
  font-family: inherit
}

.sim-opt:hover {
  border-color: var(--orange);
  color: var(--orange)
}

.sim-opt.active {
  background: var(--orange);
  border-color: var(--orange);
  color: #fff;
  font-weight: 600
}

.sim-result {
  display: none;
  background: var(--navy);
  border-radius: 10px;
  padding: 28px;
  text-align: center;
  margin-top: 8px
}

.sim-result.show {
  display: block
}

.sim-result-label {
  font-size: 14px;
  color: rgba(255, 255, 255, .7);
  margin-bottom: 8px
}

.sim-result-price {
  font-size: 42px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 6px
}

.sim-result-range {
  font-size: 14px;
  color: rgba(255, 255, 255, .6);
  margin-bottom: 20px
}

.sim-result-note {
  font-size: 13px;
  color: rgba(255, 255, 255, .5);
  margin-bottom: 20px
}

.sim-result-btn {
  background: var(--orange);
  color: #fff;
  border: none;
  padding: 12px 28px;
  border-radius: 7px;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  font-family: inherit
}

/* ── MÉTIERS ── */
.met-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 14px
}

.met {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: border-color .2s
}

.met:hover {
  border-color: var(--orange)
}

.met-head {
  display: flex;
  align-items: center;
  gap: 11px
}

.met-ico {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0
}

.met-ico i {
  font-size: 20px
}

.met h3 {
  font-size: 14px;
  font-weight: 600;
  color: var(--navy)
}

.met p {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.5;
  flex: 1
}

.met a {
  font-size: 13px;
  color: var(--orange);
  font-weight: 600;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 4px;
  margin-top: auto
}

/* ── TARIF ── */
.tw {
  overflow: hidden;
  border-radius: 10px;
  border: 1px solid var(--border)
}

.tt {
  width: 100%;
  border-collapse: collapse
}

.tt th {
  background: var(--navy);
  color: #fff;
  padding: 13px 16px;
  font-size: 13px;
  font-weight: 600;
  text-align: left
}

.tt td {
  padding: 13px 16px;
  font-size: 14px;
  border-bottom: 1px solid var(--border)
}

.tt tr:last-child td {
  border-bottom: none
}

.tt tr:nth-child(even) td {
  background: var(--light)
}

.tp {
  font-weight: 700;
  color: var(--navy)
}

.tag {
  display: inline-block;
  font-size: 11px;
  padding: 3px 9px;
  border-radius: 4px;
  font-weight: 600
}

.tl {
  background: #e8f5e9;
  color: #2e7d32
}

.tm {
  background: #fff8e1;
  color: #e65100
}

.th {
  background: #fce4ec;
  color: #c62828
}

.tarif-note {
  margin-top: 14px;
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-radius: 8px;
  padding: 14px 18px;
  font-size: 14px;
  color: #92400e;
  line-height: 1.6
}

.tarif-note strong {
  display: block;
  margin-bottom: 4px
}

/* ── POURQUOI ── */
.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px
}

.why {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 28px 22px;
  text-align: center
}

.why-ico {
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: #e8f0fa;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px
}

.why-ico i {
  font-size: 26px;
  color: var(--navy)
}

.why h3 {
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 10px
}

.why p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6
}

/* ── FAQ ── */
.faq {
  max-width: 760px;
  margin: 0 auto;
  border: 1px solid var(--border);
  border-radius: 10px;
  overflow: hidden
}

.fi {
  border-bottom: 1px solid var(--border)
}

.fi:last-child {
  border-bottom: none
}

.fq {
  padding: 18px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-weight: 600;
  font-size: 15px;
  color: var(--navy);
  background: var(--white)
}

.fq:hover {
  background: var(--light)
}

.fq i {
  font-size: 18px;
  color: var(--orange);
  flex-shrink: 0;
  transition: transform .2s
}

.fa-rc {
  padding: 0 20px 16px;
  font-size: 14px;
  color: var(--muted);
  line-height: 1.7;
  display: none
}

.fa-rc.open {
  display: block
}

.fq.open i {
  transform: rotate(180deg)
}

/* ── MAILLAGE ── */
.mail-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 10px
}

.mail-lk {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 14px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  transition: border-color .2s
}

.mail-lk:hover {
  border-color: var(--orange)
}

.mail-lk i {
  font-size: 17px;
  color: var(--orange);
  flex-shrink: 0
}

.mail-lk span {
  font-size: 13px;
  font-weight: 500;
  color: var(--navy)
}

/* ── CTA FINAL ── */
.cta-final {
  background: var(--navy);
  padding: 52px 48px;
  text-align: center
}

.cta-final h2 {
  font-size: 26px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 10px
}

.cta-final p {
  font-size: 16px;
  color: rgba(255, 255, 255, .7);
  margin-bottom: 28px
}

.cta-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap
}

.foot {
  background: var(--navy-dk);
  color: #4a6380;
  font-size: 12px;
  padding: 14px 48px;
  text-align: center
}

/* ==========================================================================
   MEDIA QUERIES - TABLETTES & ÉCRANS INTERMÉDIAIRES (Max: 992px)
   ========================================================================== */
@media (max-width: 992px) {

  /* Paddings globaux des conteneurs de section */
  .hdr,
  .bc,
  .tbar,
  .stats,
  .sec,
  .cta-final,
  .foot {
    padding-left: 24px;
    padding-right: 24px;
  }

  /* Structure de la Hero : passage sur une seule colonne */
  .hero {
    padding: 32px 24px 36px;
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .hero-intro {
    max-width: 100%;
  }

  .dcard {
    max-width: 540px;
    /* Aligne la carte devis proprement */
  }

  /* Grilles : passage de 3 à 2 colonnes */
  .cov-grid,
  .why-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  /* Statistiques : passage sur 2 lignes de 2 colonnes */
  .stats {
    grid-template-columns: repeat(2, 1fr);
    gap: 20px 0;
  }

  .stat:nth-child(2) {
    border-right: none;
  }
}

/* ==========================================================================
   MEDIA QUERIES - SMARTPHONES (Max: 768px)
   ========================================================================== */
@media (max-width: 768px) {

  /* Réduction des paddings structurels pour maximiser l'espace */
  .hdr,
  .bc,
  .tbar,
  .stats,
  .sec,
  .cta-final,
  .foot {
    padding-left: 16px;
    padding-right: 16px;
  }

  /* Topbar & Header */
  .topbar {
    display: none;
    /* Optionnel : masque les liens secondaires sur mobile pour épurer */
  }

  .hdr {
    padding-top: 12px;
    padding-bottom: 12px;
  }

  .nav {
    display: none;
    /* Masquage du menu horizontal brut (prévoir un menu burger ou tiroir si besoin) */
  }

  /* Hero & Titres */
  .hero h1 {
    font-size: 26px;
  }

  .hero h1 em {
    font-size: 20px;
  }

  .hero-intro {
    font-size: 15px;
  }

  .sh,
  .sc,
  .cta-final h2 {
    font-size: 22px;
  }

  /* Passage de TOUTES les grilles sur 1 seule colonne */
  .cov-grid,
  .obli-grid,
  .sini-grid,
  .why-grid,
  .stats {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  /* Nettoyage des bordures sur les statistiques empilées */
  .stat {
    border-right: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    padding-bottom: 14px;
  }

  .stat:last-child {
    border-bottom: none;
    padding-bottom: 0;
  }

  /* Tableaux comparatifs et tarifs : Activation du défilement horizontal */
  .comp-wrap,
  .tw {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  .ct,
  .tt {
    min-width: 600px;
    /* Empêche l'écrasement des cellules et force le scroll fluide */
  }

  /* Blocs spécifiques */
  .best-courtier {
    flex-direction: column;
    gap: 12px;
  }

  .sim-wrap {
    padding: 20px 16px;
  }

  .sim-result-price {
    font-size: 32px;
  }

  /* Boutons et éléments d'action mis en plein écran (Full Width) */
  .hero-btns,
  .cta-btns {
    flex-direction: column;
    align-items: stretch;
  }

  .btn-p,
  .btn-s,
  .cta-btns .btn-p,
  .cta-btns .btn-s {
    text-align: center;
    width: 100%;
  }
}